First State Bank

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First State Bank
111 S. Main Street
Middlebury, IN 46540
Phone: (574) 825-2166
Fax: (574) 825-5967


First State Bank is a wholly owned subsidiary of Crystal Valley Financial Corporation (CYVF) , First State Bank is a locally owned, independent community bank providing consumer, agricultural, business and commercial financial services since 1910. In recent years the Corporation has expanded Asset Wealth Management Services through the Trust/Wealth Management Department. The bank is headquartered in Middlebury, Indiana.

Crystal Valley Financial Corporation operates as the holding company for First State Bank and a subsidiary of the bank is First State Insurance Agency. First State Bank has six offices located in Elkhart and St. Joseph counties of Northern Indiana. First State Insurance Agency has three offices located in Middlebury, Goshen and Elkhart.

The Corporation provides a wide range of financial products and services, including business and personal banking, Trust and Wealth Management Services and a full line of Insurance products.

Since it's beginning in 1910, the First State Bank has been committed to delivering "Hometown Values" to its many customers through the utilization of competitive products and it's never ending commitment to customer service.

Our mission statement is as follows: The mission of the First State Bank is to be a stable independent community bank that offers the highest quality products and services to its customers. First State Bank will focus on developing and retaining the highest quality people to deliver long-term sustainable earnings, a strong capital base and increasing shareholder value.

One of our primary goals at First State Bank is to reinvest in the communities that we serve. Our directors, officers and employees volunteer their time and talents to many local organizations. You will find us serving as volunteers in many community activities.

From the Board of Directors, to Management, to the staff of First State Bank and First State Insurance, the Corporation is committed to being the premier financial services company in its market area. The Corporation continues to demonstrate and deliver "Hometown Values" to its many customers through utilization of its competitive products, it's never ending commitment to customer service, its continued development and use of technology, and its uncommon commitment to community service.